To tell the truth they’re not a financial obligation collector i might care to approach having concern in regards to a financial obligation i might or might not owe.

To tell the truth they’re not a financial obligation collector i might care to approach having concern in regards to a financial obligation i might or might not owe.

You can ask SS on their own? Did you have a complete lot of loans through them? You could put in an affordability complaint and that would probably throw up what happened to the last loan if you did.

Thanks for the reply, I’d imagine it had been about a few years, there’s nothing showing to my reports. Possibly I’ll simply wait to see if we hear from their website. All post is been forwarded from old target so I would personally have obtained any communication from their website.

I’ve been studying the responses recently and have always been happy to see individuals have been having some success with refunds.

I will be nevertheless waiting to know the end result of NIck H arbitration that he stated had been planned sometime in September ’17 before We distribute my claim to your OAFS due to a “i believe it is a statute banned outstanding financial obligation” with Pounds to Payday that We don’t want to acknowledge on paper if my claim possibly wouldn’t become successful.

But, my present real question is that i’ve been reading in past articles that:

“They wont budge on loans before 2011, they make that specific. They didn’t need certainly to conform to any legislation pre 2011.”

My loan that is last was FEB 2009, and so I have always been concerned they won’t also ponder over it.

Has anybody had a payout with a pre 2020 loan?

The Hitman says

I’ve had an extremely thought that is similar with mine, when i had loans from 2019-2020

Well eventually got a last reaction from SS they don’t acknowledge any incorrect doing but will waive the outstanding £450 stability! Gone right back a few times over the previous couple of days absolutely absolutely nothing straight back from their store threatened OAFS nevertheless nothing. Ashamed to say 9 consecutive loans with SS all post 2011 alongside 10-15 other month-to-month payday advances as a result of my monetary stress and a dark dark time bank statements and credit history reveal the degree of borrowing and just how dependant I became on these loans so I’m not supporting straight down on this as when they had done appropriate checks i truly wouldn’t have already been offered any style of credit! Anyway I’ve dealt using the other loan providers a number of which went along to FOS and upheld.

Long tale I’ve that is short emailed and additionally they have actually been therefore helpful. Today whenever I emailed them for addesss and bank details to lodge my issue together with them they stated ahead on most of the email messages I’ve delivered them and they’ll e-mail SS/Northway and chase up before an official grievance making sure that was done today and let’s see when they react otherwise publishing my kinds and all proof and dreaming about an excellent outcome! They do tbink simply because they weren’t controlled within the U.K. or by FCA and away from reach of FoS they can simply dismiss individuals and I also could have ignore it if it wasn’t with this web page therefore many thanks!

Only one bit that is last of for your needs on my now settled loan. OAFS have actually refunded my 25 Euro costs that I had from Northway, despite the fact that I probably, well definitely, would not have had that offer with out there input as i accepted the offer. Great solution.

Pertaining to the commentary I made about PTPD perhaps not budging on loans pre 2011 then this is certainly something you will need to challenge. This is the information they said I had ten loans pre 2011 from 2009 and through 2010 in me uncertain terms. I did not get the chance to challenge this as I accepted an improved offer. You should.

Hi here I have begun the OAFS process – I’m sure it is pretty adjustable, but could somebody provide me personally an idea that is vague to just how long it took from that time? Have always been we taking a look at another couple of weeks to eliminate?

I’d want to understand this to!

August i received my receipt and registration of the complaint at the end of.

The things I will state though will be the people at OAFS are extremely helpful and would gladly pay our Financial Ombudsman an amount that is similar a solution nearly as good.

Sara (Financial Obligation Camel) says

The FOS is getting one thousand cash advance complaints a thirty days. 68% are increasingly being upheld. We question the OAFS gets 50.

I’ve been dealing with for approximately a couple of months now and may have my hearing adjudicates because of the conclusion with this thirty days

Hi all, Northway have actually answered to me with my statement of take into account Swift Sterling but have actually said if it doesn’t go to them as they no longer own Swift Sterling a complaint cannot be directed to them so who do I put a complaint into?

We directed problem in their mind I paid, they granted the loans and I believe it is they who are the irresponsible lender as they received the interest.

Sara (Financial Obligation Camel) says

The grievance is going to Northway. Ignore their cautiously worded message – legally it is proper but just about everyone reads it the incorrect means…

Nick H – any change in your adjudication?

Nevertheless waiting on it to verify the date of this hearing.

I’ve sent a chase e-mail as I will need to arrange time off to attend this via google hangouts today

Samuel Hall says

Currently in mediation with Northway and they’ve got provided funds of 115 (I’m owed with interest and costs near to 3k ) my loans had been applied for in 2007 a lot of them post legislation change in 2007, does anyone know the date poundstilpayday became regulated by the OFT april ?

Sara (Financial Obligation Camel) says

I’m maybe not certain it ever ended up being OFT controlled.

Comparable figures in my experience. Their provides had been bull crap so my mediation failed.

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